Cookie Policy
Last Updated: October 2023
1. Introduction and Scope
Wooden Receipt ("we", "us", or "our") operates the website dedicated to HELOC (Home Equity Line of Credit) education and tools in Vancouver, British Columbia. This Cookie Policy explains how we use cookies and similar tracking technologies when you visit our website.
As a Vancouver-based entity, we comply with the Personal Information Protection Act (PIPA) of British Columbia and the federal Personal Information Protection and Electronic Documents Act (PIPEDA). Furthermore, since our content may be accessed globally, we align our cookie practices with international standards, including the GDPR and ePrivacy Directive principles, ensuring transparency and user control.
2. What are Cookies?
Cookies are small text files that are stored on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently, as well as to provide information to the owners of the site. In the context of HELOC research, cookies help us remember your preferences (such as loan amount calculations) and ensure that our educational tools function correctly across different sessions.
3. Categories of Cookies We Use
| Category | Purpose | Duration |
|---|---|---|
| Strictly Necessary | Essential for the website to function. Includes security and basic navigation. | Session / Persistent |
| Analytical/Performance | Help us understand how visitors interact with HELOC guides by collecting anonymous data. | Up to 2 years |
| Functionality | Remembering your choices, such as language or region-specific Vancouver tax rates. | 1 year |
| Marketing/Targeting | Used to deliver relevant advertisements regarding home equity products. | 6 months |
4. Legal Basis for Processing
Under PIPA and Canadian anti-spam legislation (CASL), we generally rely on your implied or express consent for the use of non-essential cookies. When you first visit our site, we provide a clear notice and ask for your permission to use analytical and marketing cookies.
- Necessary Cookies: Processed based on legitimate interest to provide a functional service.
- Other Cookies: Processed only after you have given your explicit consent via our cookie banner.
5. How to Manage Cookies
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by clicking on the settings button below:
Additionally, most web browsers allow you to control cookies through their settings. You can set your browser to refuse all cookies or to indicate when a cookie is being sent. Please note that if you disable essential cookies, some parts of the Wooden Receipt website may not function properly.
6. Contact Information
If you have any questions about our use of cookies or other technologies, please contact our Data Protection Officer at Wooden Receipt:
Email: 450 Robson St, Vancouver, BC V6B 2B5
Phone: +1 (769) 604-4171